Acceptable Use Policy

By accessing or using Ntisa, you agree to comply with the terms and conditions of this Acceptable Use Policy.

1. 1. Restricted Activities

   You may not use Ntisa in connection with any product, service, transaction or activity that:

   •  violates any law or government regulation, or promotes or facilitates such by third parties;
   •  is fraudulent, deceptive, unfair or predatory;
   •  causes or threatens reputational damage to us or any of our partners including but not limited to payment gateways, banks and merchants;
   •  involves any of the business categories listed in clause 2; or
   •  results in or creates a significant risk of chargebacks, penalties, damages or other harm or liability.

2. 2. Certain Business Categories

   You may not use Ntisa in connection with any product, service, transaction or activity that:

   •  falls within the Prohibition List of the Nigerian Customs Administration of the Federal Republic of Nigeria
   •  relates to the sale and/or purchase of:
   1. 1. banned narcotics, steroids, certain controlled substances or other products that present a risk a consumer's safety;
   2. 2. blood, bodily fluids or body parts;
   3. 3. counterfeit items;
   4. 4. illegal drugs and drug paraphernalia;
   5. 5. fireworks, destructive devices and explosives;
   6. 6. identity documents, government documents, personal financial records or personal information (in any form, including mailing lists);
   7. 7. lottery tickets, sweepstakes entries or slot machines without the required license;
   8. 8. chemicals
   9. 9. stolen property;
   10. 10. items that infringe or violate any copyright, trademark, right of publicity or privacy or any other proprietary right under the laws of any jurisdiction;
   11. 11. sales of currency without BDC license, certain cryptocurrency operators;
   12. 12. obscene material or pornography;
   13. 13. certain sexually oriented materials or services;
   14. 14. certain firearms, firearm parts or accessories, ammunition, weapons or knives;
   15. 15. any product or service that is illegal or marketed or sold in such a way as to create liability to Ntisa; or
   16. 16. production of military and paramilitary wears and accoutrement, including those of the Police and the Customs, Immigration and Prison Services.

3. 3. Actions by Ntisa

   If, in our sole discretion, we believe that you may have engaged in any violation of this Acceptable Use Policy, we may (with or without notice to you) take such actions as we deem appropriate to mitigate risk to Ntisa and any impacted third parties and to ensure compliance with this Acceptable Use Policy. Such actions may include, without limitation:

   •  Blocking the settlement or completion of one or more payments;
   •  Suspending, restricting or terminating your access to and use of the Ntisa’s Services;
   •  Terminating our business relationship with you, including termination without liability to Ntisa of any payment service agreement between you and Ntisa;
   •  Taking legal action against you;
   •  Contacting and disclosing information related to such violations to (i) persons who have sold/purchased goods or services from you, (ii) any banks or Card Networks involved with your business or transactions, (iii) law enforcement or regulatory agencies, and (iv) other third parties that may have been impacted by such violations; or
   •  Assessing against you any fees, penalties, assessments or expenses (including reasonable attorneys’ fees) that we may incur as a result of such violations, which you agree to pay promptly upon notice.

4. 4. Updates, Modifications & Amendments

   We may need to update, modify or amend our Acceptable Use Policy at any time. We reserve the right to make changes to this Acceptable Use Policy.

   We advise that you check this page often, referring to the date of the last modification on the page.